the book talks about way of think instead.
from social, mental
to have sense of money
when spending can be way of earning as well.
think when you spend if u can spend it better to earn.
staying location is important to save time and alot effort.
the location might be more expensive but the time and conveneient worth the money.
relation with wife shall be 1+1> 1 , need to have mutual understanding. and support each others.
Tuesday, May 16, 2017
Monday, May 15, 2017
MBSB AGM - 12 May 2017
MBSB AGM - 12 May 2017
Q&A
1. 3rd merger might be successful but most of the shareholder do not feel so, and indeed suggest to go apply bank licence thru bank negara.
2. the impairment is expect to spend another 700mil this year total 2.1B. for 3 years program. after the impairment the profit should be normalized.
3. The ratio for corporate and retail is expect to be 30 : 70 , currently still about 20 : 80. to further focus on the corporate customer. most of it is property development.
4. future plan is still same further strengthen on corporate and retails customer. NPL drop from 30% to 2.9% after engage new method and agency to reduce NPL.
Door gift,
1. RM 30 KFC Voucher + Lunch meal.
Q&A
1. 3rd merger might be successful but most of the shareholder do not feel so, and indeed suggest to go apply bank licence thru bank negara.
2. the impairment is expect to spend another 700mil this year total 2.1B. for 3 years program. after the impairment the profit should be normalized.
3. The ratio for corporate and retail is expect to be 30 : 70 , currently still about 20 : 80. to further focus on the corporate customer. most of it is property development.
4. future plan is still same further strengthen on corporate and retails customer. NPL drop from 30% to 2.9% after engage new method and agency to reduce NPL.
Door gift,
1. RM 30 KFC Voucher + Lunch meal.
PPB AGM - 9 May 2017
PPB AGM - 9 May 2017
Door gift as below, apparently all is by product from PPB. quite attractive.
The answer utilization rate 70%, target 90% once reach upon 90% will further expand.
Property development for Cheras Leisure Mall or Taman Mega expected to be done by this year 2017.common development retail mall 130k sqft.
Wilmar share is part of PPB property, it will not be sell off. so future performance still much impact
by wilmar international.
Door gift as below, apparently all is by product from PPB. quite attractive.
The answer utilization rate 70%, target 90% once reach upon 90% will further expand.
Property development for Cheras Leisure Mall or Taman Mega expected to be done by this year 2017.common development retail mall 130k sqft.
Wilmar share is part of PPB property, it will not be sell off. so future performance still much impact
by wilmar international.
Tuesday, May 2, 2017
Nestle AGM - 27 Apr 2017
Nestle AGM - 27 Apr 2017
1 pack of food sample
1 break fast pack.
apparently consider most generous AGM.
but seem like last year product much better instead.
1 pack of food sample
1 break fast pack.
apparently consider most generous AGM.
but seem like last year product much better instead.
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