2017 Planning and Execution

2017 Planning and Execution 

" if you done nth today, nth will happen tmr"

Top 3 Target
1. Healthy First. world come later.
2. wealthy. Try out new method to generate income.
3. Personal life.


Long term Target
1. Purchase property in year 2017 to generate income.
2. Dividend income(Fund allocate 200k) reach
2.1 RM 10k. per year / RM 833 per month / 0.05% - First Target
2.2 RM 12k per year / 0.06% - Second Target
2.3 RM 14k per year / 0.07% - Third Target
3. Equities gain to cover year 2014,2015,2016 losses.
4. Healthy via sport. weekly need 2 - 3 times.
5. Monthly  at least 1 book. per year 15 Book.
6. Portfolio healthy. to diversify not only MYR but different currency to maintain a stable portfolio.
7. Weight to reduce. increase muscle Vs Fat. (refer to health report.)
8. Move into US Stock.
9. Re-balance on portfolio and currency.

Short term Target
1. Change to higher income work / more flexible time work.
2. Travel to Europe? Czech or Europe unique small town.
3. Training/ sport to improve health
4. Eat more vege and fruits instead. less meat.


Monthly Review
1. Review on Equities portfolio monthly.
2. Review on book after read. improve summary skill and application.
3. Weekly 1 -3 meal vegetarian.
4. AGM review
5. Sport/Outdoor review


Things to be done.
1. Seek hk trading platform to reduce dividend cost
2. Better in manage property. property management
3. Open another trading platform to align investment control and fund management.(M+)
4. Total review on current financial status, inclusive all asset and debt, cash flow.
5. Update on Portfolio temple to ease time and management.
6. Learn skiing
7. Book review.
8. Take Nutrition food or supplement to maintain health.
9. Explore for on9 trading opportunity.
10, Attend AGM
11. Manage rental and Tax

Lesson learn/ Important note


Expectation for 2017.


Event forecast
1. In year 2017, expect there will be GE for Malaysia.
2. USD foresee will be appreciate against MYR. Fed Meeting date.(8 times)

Jan. 31- Feb. 1. - Remain interest

Mar 15-16 - Up 0.25% interest

Apr 26-27 - Remain interest

Jun 14-15,- up 0.25% interest

Jul  26-27 - Remain interest

Sep. 20-21 - Remain interest

Nov. 1-2- Remain interest

Dec. 13-14.

3. Interest rate hike from BNM in 2017. (due strong USD) up interest to protect MYR instead of house debt?
4. Malaysia Interest rate meeting

1st          19 Jan 2017 (Thursday)  - Remain interest

2nd        02 Mar 2017 (Thursday) - Remain interest

3rd         12 May 2017 (Friday)  - Remain interest    

4th         13 Jul 2017 (Thursday)   - Remain interest    

5th         07 Sep 2017 (Thursday) - Remain interest

6th         09 Nov 2017 (Thursday) - Remain interest

Response on the Event forecast.
Interest hike - Fed meeting, BNM Meeting
Export Statistic - Msia export statistic to see which sector/industry doing well.
Msia/Others Bond - to see foreign $ inflow or outflow. Bond interest lower means more demand.
Jack Ma in Malaysia - 23 Mar 17 - Impact on stock, majority on logistic company, epayment company stock price up, or related to jack ma stock up. known POS, TASCO, FREIGHT , GDEX , EFFICIENT, MPAY ,




Details on Target
1. Purchase property in year 2017 to generate income.

Action point
if auction would be wise choice? shop lot perhaps? more stable?

2. Dividend income(Fund allocate 200k) reach
2.1 RM 10k. per year / RM 833 per month / 0.05% - First Target
2.2 RM 12k per year / 0.06% - Second Target
2.3 RM 14k per year / 0.07% - Third Target
Actual - 2017 Q1 - 1,217.82 - Failed ; Target 2,499

3. Equities gain to cover year 2014,2015,2016 losses.
Actual - shall trade more instead of pure hold to increase capital gain.

4. Healthy via sport. weekly need 2 - 3 times.
Actual

5. Monthly  at least 1 book. per year 15 Book.
Actual completed --> 9/15
May - 1 Book -7 way to become rich man mind set.
June - 1 Book - 如何看懂一只股票的題材與故事
Aug - 1 Book -大馬股市第一堂課-上冊
Sep - 1 Book - 大馬股市第一堂課下冊
Sep - 1 Book - 催化劑投資法2——兩極時代的價值倍升股
Oct - 1 Book - 四桶金富足退休指南
Oct - 1 book - 50優質潛力股 by 龔成

Oct - 1 book - 有升有息 by 黎家良
Nov - 1 Book - 大富翁致富藍圖 by 龔成

6. Portfolio healthy. to diversify not only MYR but different currency to maintain a stable portfolio.
Actual

7. Weight to reduce. increase muscle Vs Fat. (refer to health report.)
Actual

8. Move into US Stock.
Actual
have done and start trading in US market.

9. Re-balance on portfolio and currency.
Actual


Summary/Review of the year 2017.
Jan - stock have shown momentum of climbing up in this month, most of the financial sector and technology sector have up alot. KLCI also up alot. world wide consider bull market trend.

Feb - stock have continue previous momentum from jan 17, but on last week feb have shown weakness and index start to drop, most of stock have been drop, some have drop drastically such as JAKs, RGB , Tek seng, these have been up for quite some time but have drop drastic in just few day time. lesson learn on good QR not necessary good price up but if QR poor price drop immediately,

Mar
Forecast - for bull market to form, financial stock need to be start moving up, with recent QR from financial sector most earning have recover since last 2 years losses or reduction. overall maintain optimistic on financial sector. as Technology sector looking well as the export still key growth for Msia GDP. may refer to month export data from statistic.

Apr
this month most of the stock have increase relatively technology stock as well. most QR show good results, KLCI also went up 28 point instead.

May

Jun
During late jun KLCI have drop alot while others market still went up.

July

Aug
Tech stock start to moving stagnant steel stock start to trend up. oil price is increasing trend. gold price also increase due to North korea bomb test and impact equities market.