Hospital in Malaysia
Overall there is private and government hospital available.
the biggest distinction i think is such that you may choose government if you are in small town but not city as too many people, the priority always in ppl that are dying now. if you are pain but cannot die then this is not an option to be consider.
personal experience on this was if you call ambulance to pick you up, normally you will end in government hospital, unless you directly check into private hospital. so you need to decide which hospital to go to when things happen or think before it happen.
once you into government hospital if you want to discharge and convert to private hospital is take a lots of time and effort. 1st you need government doctor to sign and agree to let you discharge, normally you will ask to sign consent, which means whatever happen to you government hospital won't take any responsible, but personally i also doubt if somethings happen to you, government hospital will take responsible. not in my knowledge that if anyone successfully sue government hospital for negligence
some consideration is such, if the decease or sickness need immediate heal or have some critical timing or golden hour go for private hospital you will get attention immediately.
But private hospital also doing business, so first things you must ensure you able to pay them before they give treatment, so normally ask for deposit RM 5k prior to go into ward or treatment while waiting for insurance Letter of Guarantee. so you want immediate just pay it with card or so.
when discharge it takes long time for private to run the bill, to ensure they charge you extra and get the payment from insurance before they let you go. Normally the bill shock but you have to pay it.
no choice. so buy medical insurance.
After this incident, i figure out only medical insurance is not sufficient as during your sickness or injured insurance just cover medical fees.but you still need of living fees, if your only income is work then you will loss it. since you cannot work. so you must buy a insurance to cover for your living expenses as well when you are hospitalized.
If you want seek for speedy solutions, private hospital is the first choice, provided $ not an issue. But in some cases, private hospital cannot solve, they will transfer u to govt hospital too.
ReplyDeleteIf u need tk medicine for long period, govt hospital is a good choice. Save $ and medicine provided are strong, effective & enough qty. But the problem is u need queue long time....or have to make appointment, although got appointment, u still need queuing.
Private hospital medical fees are really costly & shocking, when u go in, everything is $. When u discharge, u will get another sickness......heart attack!!
Good blog!!!